During difficult financial times, it is extremely important to manage the financial health of a business, which includes liquidity – the availability of liquid assets, such as cash.

9 practical ways to improve the liquidity of your business

Navigating your changing business landscape

Meet the specialists

Finance specialist
Brad Spencer

Brad’s career in the banking and finance industry spans more than three decades. During that time, he has had a variety of roles across Australia and gained broad experience in providing all types of lending solutions from personal lending to equipment finance, business & working capital solutions, and property investment & development funding.

Before joining Ledge, Brad was a relationship manager with one of the major banks, and he has since added to his wide financial experience by completing Certificate IV in Finance and Mortgage Broking.

M: 0481 196 496
E: brad@ledge.com.au

Connect with Brad on LinkedIn

Legal specialist
Murray N. Thornhill

Murray is an experienced, skilled and efficient commercial dispute resolution lawyer. He leads and co-ordinates our litigation, commercial and property teams – Murray’s practice focuses on dispute resolution for SME’s and individuals in construction, insolvency, employment, and trusts and estate litigation.

He has represented clients in most Courts and tribunals in WA and the Federal and High Courts, and has also advised substantial charities, school associations, principals, board members and other non-profit bodies on their unique legal challenges. He is also an experienced presenter & educator on a range of legal issues to industry and to professional and government bodies. Murray is a Notary Public with experience in all aspects of notary work.

P: 08 9322 1966
E: murray.thornhill@hhg.com.au

Connect with Murray on LinkedIn

Insurance specialist
Tracey Thorn

Tracey Thorn has over 20 years’ experience in the insurance industry. She has a comprehensive understanding of the insurance landscape and works with clients to provide bespoke insurance structures, strategies and risk management solutions for their businesses.

With the ability to negotiate complex claims, manage business interruption reviews and conduct contract reviews, Tracey’s depth of knowledge has enabled her to cultivate strong and trusted relationships with her clients. .

M: 0481 293 889
E: traceyt@knightcorp.net.au

Connect with Tracey on LinkedIn

Accounting specialist
Ross Prosper

Ross’s expertise in tax and business advisory spans the spectrum of accounting, business structuring, superannuation and complex tax advice. He works with a broad range of clients including family owned small to medium enterprises and large corporate groups.

When providing solutions to clients, Ross takes a “big picture” view and ensures that structuring is thoroughly considered from the outset. By considering the implications that structuring decisions will have at various points in a business’s life cycle – particularly at the point at which a business will cease operating, be sold, or passed onto the next generation – Ross offers clients a holistic perspective that has helped many to recognise potential opportunities.

M: 0407 440 535
E: rprosper@perth.bentleys.com.au

Connect with Ross on LinkedIn

Join in the conversation

Navigating Your Changing Business Landscape: Finding Opportunity in the current Climate is a series presented by Ledge Finance, HHG Legal Group, Knightcorp Insurance Brokers and Bentleys that aims to educate and provide practical strategies to soften the financial impact of the pandemic as you begin to revive your business. Collectively we will discuss ways to minimise risk and find opportunities as you navigate the changing business landscape that is the post COVID-19 world.

How will Coronavirus impact on the Budget? And what can you do to minimise